Financial Planning Tools & Calculators

Here’s a list of tools and calculators you can make use to empower your journey towards financial freedom.

Disclaimer: These tools are for informational purposes only and don’t constitute financial advice.

Financial Freedom Calculator (Early Retirement Calculator): Estimate how much to save and invest to achieve financial independence or early retirement.

Net Worth Calculator: Track overall financial health.

Budgeting Calculator: Allows you to track your income and expenses.

Interest Calculator: This Compound Interest Calculator can help determine the compound interest accumulation and final balances on both fixed principal amounts and additional periodic contributions. 

Mortgage, Rent, Auto Loan Calculator: Estimate monthly mortgage/loan payments.

Debt-to-Income (DTI) Ratio Calculator: Debt-to-income ratio (DTI) is the ratio of total debt payments divided by gross income (before tax) expressed as a percentage, usually on either a monthly or annual basis. As a quick example, if someone’s monthly income is $1,000 and they spend $480 on debt each month, their DTI ratio is 48%. If they had no debt, their ratio is 0%. 

Debt Payoff Calculator: This helps users develop strategies to pay off debt faster.

Credit Card Calculator: Helps find the time it will take to pay off a balance or the amount necessary to pay it off within a certain time frame.

College Cost, Student Loan Calculator:

Investment Calculator: This provides an estimate of future investment returns. It can also be used to calculate a specific parameter for an investment plan.

Income Tax Calculator: Estimates the refund or potential owed amount on a federal tax return. It is mainly intended for residents of the U.S. and is based on the tax brackets of 2023 and 2024

IRA Calculator: